What is a Personal Health Budget?

A Personal Health Budget Explained

A Personal Health Budget (PHB) is funding provided by the NHS to support an individual’s health and wellbeing needs. It gives people greater choice and control over how their care is arranged, allowing support to be tailored to their specific circumstances, preferences and outcomes. PHBs are designed to ensure individuals are actively involved in decisions about their care, while maintaining clear structure, oversight and accountability. Used by Integrated Care Boards (ICBs), Local Authorities and families, they support a more personalised approach to care, ensuring services are delivered safely, effectively and
in line with agreed outcomes.

Personal Health Budgets (PHBs) Direct Payments Third Party Managed Budgets Notional Budgets Care Planning Clinical Oversight Workforce Management Recruitment & Staffing Payroll & Employment Support Training & Competency Safeguarding & Risk Management Financial Management Budget Monitoring & Reporting Compliance & Governance Outcome-Focused Care Person-Centred Support Family Support & Guidance Complex Care Packages Continuing Healthcare (CHC) ICB Partnership Working Personal Health Budgets (PHBs) Direct Payments Third Party Managed Budgets Notional Budgets Care Planning Clinical Oversight Workforce Management Recruitment & Staffing Payroll & Employment Support Training & Competency Safeguarding & Risk Management Financial Management Budget Monitoring & Reporting Compliance & Governance Outcome-Focused Care Person-Centred Support Family Support & Guidance Complex Care Packages Continuing Healthcare (CHC) ICB Partnership Working

Notional Budgets

We work with commissioners to support notional budgets, ensuring care is coordinated, person-centred and effective.

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Third Party Budgets

We manage budgets on your behalf, providing structured, person-centred support with clear oversight and outcomes.

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Direct Payments

We support individuals to manage their budget directly, enabling flexible, person-centred care and outcomes.

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How We Support Personal Health Budgets

We provide structured support across all PHB models, helping care remain safe, well managed and effective.

No. The level of responsibility depends on the type of PHB you choose. If you prefer not to manage the budget yourself, support can be provided to handle the day-to-day responsibilities, including financial management and administration.

Yes. PHB arrangements can be reviewed and adjusted over time. If your circumstances or preferences change, the way your budget is managed can often be adapted with the support of your NHS ICB team.

PHBs are supported by clear governance and oversight processes. Komplex Health can provide structured monitoring, reporting and financial management to ensure budgets are used appropriately and care remains safe and effective.

With Direct Payments, individuals are responsible for managing the budget, which can include arranging care, employing staff and overseeing spending. This can be supported by Komplex Health to ensure everything remains structured, compliant and well managed.

Personal Health Budgets are designed to be flexible. If your needs change, your care plan and funding can be reviewed to ensure support remains appropriate, safe and aligned to your outcomes. You can speak to your NHS commissioning team, who can review your care, plan and funding to reflect your current needs.

Yes. Komplex Health provides structured support across all PHB models, helping individuals, families and commissioners manage care, workforce and finances with clear oversight and accountability.

Komplex Health supports individuals and families to deliver safe, compliant care through Personal Health Budgets, with structured governance, oversight and control.

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