Third-Party Personal Health Budgets
What is a Third-Party PHB?
A Third-Party Personal Health Budget is where the NHS provides funding to an independent organisation, such as a provider, who manages the budget for you.
The third party may also employ Personal Assistants or care staff, including managing contracts, payroll and employment responsibilities on your behalf. You still have a say in how your care is arranged and delivered, but you are not responsible for managing the money or being the employer directly within this model.
- Less responsibility for managing admin or payroll
- Support with staffing, compliance and oversight
- Flexible care with structure and oversight in place
What are the benefits of a Third-Party PHB?
- Less administrative burden
- No need to manage payroll or employment duties
- Support with recruitment, staffing and compliance
- Still flexible, personalised and structured
Things to consider with a Third-Party PHB
- Slightly less control than a Direct Payment
- You rely on the provider to manage things well
- Choosing the right provider is important
- Clear communication is key
Komplex Health supports the structure, coordination and oversight of Third Party PHBs. Where care delivery is required, this can be delivered through
Komplex Care
or
Komplex Community,
our CQC-rated ‘Good’ providers, ensuring safe, clinically led support in line with agreed care plans.
The budget is held and managed by an independent third-party organisation on your behalf. This means you are not responsible for managing money directly.
Notional Budgets
Commissioner-managed budget with limited control.
Third Party Budgets
A managed service handling your budget effectively.
Direct Payments
Full control of your budget and care decisions, with flexibility.
Need support or have a question?
Whether you’re a commissioner, individual or family member, our team is here to help. Get in touch today!
Komplex Health supports individuals and families to deliver safe, compliant care through Personal Health Budgets, with structured governance, oversight and control.
Useful Links
Useful Links
Subscribe Now
Don’t miss our future updates! Get Subscribed Today!
Copyright © 2026 Komplex Health LTD. All Rights Reserved.